Insurance

Let’s talk about one of the most important parts of your move

The required basic insurance rate for moving companies to provide is .60 cent per pound per item. The PUC regulates rates, licensing and insurance coverage required by movers in California. We recommend our clients check with your homeowners or renter’s insurance to see if they offer any policy above the $.60 per pound per item provided by the moving company.

Insurance

Basic coverage. 60 cents per pound per Item

This is the basic insurance coverage as mandated by California & Florida moving regulations. All moving companies must provide this basic insurance. There is NO EXTRA CHARGE for this insurance, it is already included in the given rate.

Insurance

Actual Cash Value Coverage

The Actual Cash Value covers damage or loss based on the actual cash value of the item or items involved. This includes depreciation at the time of loss or damage up to the total dollar amount of value declared by the customer. If the fix is possible and does not exceed the declared value, repair can be provided. Actual Cash Value comes at an additional cost dependent upon the item(s) discussed during the scheduling/planning of your move.

Insurance

Full Coverage

The Full Coverage option provides for loss or damage based on current replacement value at the time of loss or damage. This is up to the total dollar amount of valuation declared by the customer. If the fix is possible, and does not exceed the declared value, repair can be provided.

Insurance

Liability for Valuables

Items very large in value such as antiques, art objects, gold or silver articles, etc. must be listed and valued on the carrier’s shipping document or inventory. The carrier must be given adequate time prior to pickup to provide necessary protection for these valuables. Cash, jewelry, and personal valuables should be carried by you (the customer).